No attorney can give you an exact case value without reviewing the specific facts, but several factors determine what your Houston personal injury claim is worth. Economic damages include medical bills from treatment at facilities like Memorial Hermann, Methodist, or Ben Taub, along with lost wages and future medical expenses. Non-economic damages cover pain and suffering, mental anguish, and loss of enjoyment of life. In rare cases involving extreme misconduct, punitive damages may apply. The at-fault party's insurance policy limits also cap what you can realistically collect. Texas follows a modified comparative negligence rule, meaning your compensation is reduced by your percentage of fault, and you recover nothing if you are 51% or more responsible. Houston's high volume of accidents on I-10, I-45, Highway 59, and the 610 Loop means insurance companies process thousands of local claims and will fight to minimize yours. A Houston attorney familiar with Harris County juries can give you the most accurate estimate.